Innovation #11 - Patent Drawings

9 Technical Diagrams for System and Method for Automated Financial Health Assessment

FIG. 1 - Onboarding Business Status Detection

STARTUser CompletesRegistrationEnter OnboardingWizardDo you haveexisting business?YESSet Flag:has_existing_business= trueNOSet Flag:has_existing_business= falseSave User Profilewith business_status

FIG. 2 - Automated Redirection Logic

User Navigates toDashboardhas_existing_business== true?NOShow StandardDashboardYESvisited_financial_analyzer== false?NO(already analyzed)YESAutoRedirectto...Financial HealthAnalyzer Page/financial-health-analyzerUpdate User:visited_financial_analyzer= trueFirst-Time Redirection CompleteUser will see standard dashboard onfuture visits, with analysis resultspersisted in sidebar widgetand action buttons

FIG. 3 - Document Analysis Engine Architecture

User UploadsFinancial Docs(PDF, Excel, CSV,Images)Cloud StorageUpload FilesGenerate URLsSecure AccessType DetectionAnalyze filenamesDetect tax returnsIdentify P&LsAI Analysis EngineLLM with Vision (GPT-4)• Extract revenue data• Parse expenses• Calculate ratiosExtracted Metrics• Revenue: $500K• Expenses: $420K• Profit Margin: 16%• Cash Flow: Positive• Current Ratio: 2.1Health Score CalculatorLiquidity (25%): 22/25Profitability (25%): 18/25Solvency (25%): 20/25Total Score: 72/100Recommendation EngineStrengths: Strong cash flow, profitabilityConcerns: Rising operating costsActions: Build plan, apply for fundingSave to User Profilefinancial_health_score: 72last_analysis_date: 2026-02-10Context Available Throughout PlatformDashboard Adapts

FIG. 4 - Health Score Calculation Methodology

Financial Health Score (0-100)Liquidity (25 points)Current Ratio, Cash Reserves, Working Capital20/25Profitability (25 points)Net Margin, Gross Margin, ROA15/25Solvency (25 points)Debt-to-Equity, Interest Coverage22/25Efficiency (15 points)Asset Turnover, Inventory Management11/15Growth Indicators (10 points)Revenue Trends, Market Expansion4/10Total Score: 72/100 (Good)

FIG. 5 - Strategic Recommendation Generation Process

Input DataHealth Score: 72Financial MetricsAnalyze ScoreCategorize: 0-39, 40-59,60-79, 80-100Identify patternsGenerate Recommendation SectionsStrengths (3-5)Areas of Concern (3-5)Recommendations (5-7)Next Actions (3-5)Assign PrioritiesHigh: Critical issues requiring immediate actionMedium: Important improvementsLow: Optional enhancementsTax returnsdetected?YESGenerateTax SavingsOpportunitiesNOMap Actions to FeaturesTax Optimization → Tax CalculatorBusiness Planning → Plan BuilderGet Funding → Loan Pre-ScreenerComplete Recommendation PackageSaved to user profile + displayed to user

FIG. 6 - Analysis Exit Interface with Routing Buttons

Financial Health Analyzer✓Analysis Complete!Your Financial Health Score:72/100(Good)Based on revenue, profitability, cash flow, and growth metricsAnalysis includes 5 strategic recommendations and 3 tax optimizationsWhat would you like to do next?Continue toDashboard →DownloadFull ReportAnalyze MoreDocumentsWhen "Continue to Dashboard" is clicked:1. Save health_score (72) to user.financial_health_score2. Save timestamp to user.last_financial_analysis_date3. Mark completed_financial_analysis = true in checklist4. Navigate to Dashboard with context preserved

FIG. 7 - Dynamic Dashboard Adaptation

LaunchPad Dashboard✓Financial Health Analysis Complete!Your health score: 72/100Build Business PlanApply for FundingView Full ReportFinancial Health72/100Professional Analysis CompleteLast analyzed: Feb 10, 2026View ReportImproveQuick Actions1Build Business PlanCreate comprehensive planfor investors & growthGet Started2Apply for FundingPre-screened loan matchingbased on your financialsApply NowIntelligent Routing Based on ScoreScore ≥ 60: Recommends "Build Business Plan" (ready)Score < 60: Recommends "Optimize Taxes" firstBoth scores: Always show "Apply for Funding"Actions dynamically prioritized based on analysisYour Business Journey✓FinancialCheck2BuildPlanGetFundingContext Persists Throughout PlatformHealth score available in all tools and featuresRecommendations influence feature suggestionsAnalysis data pre-fills loan applicationsBusiness plan incorporates strengths/concernsTax calculator prioritizes optimizations

FIG. 8 - Context Persistence Across Platform Features

User Profile Databasefinancial_health_score: 72last_analysis_date: 2026-02-10DashboardShows score insuccess bannerSidebar WidgetDisplays actualscore vs estimateQuick ActionsAdapts buttonsbased on scoreJourney BarMarks financialcheck completeBusiness PlanPre-fills datafrom analysisTax CalculatorPrioritizesoptimizationsLoan ScreenerUses financialmetricsPitch DeckHighlightsstrengthsProjectionsUses baselinefinancialsAdvisoryShares healthreportSingle Source of TruthAll features read from same stored health score - ensures consistency

FIG. 9 - Complete System Architecture Overview

Automated Financial Health & Intelligent Routing System1. ONBOARDING & DETECTIONUser Registration& Onboarding WizardExistingBusiness?YESSet Flag:has_existing_business= trueNOStandard NewBusiness Flow2. AUTOMATED REDIRECTIONFirst Dashboard VisitCheck FlagsAuto-Redirect toFinancial AnalyzerMark visitedPrevent futureauto-redirects3. FINANCIAL DOCUMENT ANALYSISUploadFinancialDocuments(P&L, Tax, Bank)AI Analysis EngineExtract metricsCalculate ratiosDetect patternsFind tax oppsCalculateHealth Score72/100GenerateRecommendations• Strengths• Concerns• ActionsSave toUser Profile4. DYNAMIC DASHBOARD ADAPTATIONUser Returns toDashboardShow Success Banner"Analysis Complete!"with Score: 72/100Adapt Action Buttons:Score ≥60: "Build Plan"Score <60: "Optimize Tax"Always: "Apply Funding"Update SidebarWidget withActual Score5. CONTEXT PERSISTENCE & INTELLIGENT ROUTINGBusiness PlansTax CalculatorLoan Pre-ScreenerPitch DeckEntity FormationAdvisoryHealth Score & Recommendations Available Throughout All Features

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© 2025 LaunchPad. All rights reserved. Patent Pending.

LaunchPad's AI-driven business planning, financial modeling, and loan matching processes are protected by pending U.S. provisional patent application.

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