LaunchPad

Small Business Growth Platform

www.thelaunch-pad.com | contact@thelaunch-pad.com | (214) 606-4078

October 13, 2026

OnDeck Capital, Inc.

Partnership & Business Development

Attn: Strategic Partnerships Team

Re: Strategic Partnership - Pre-Qualified Small Business Pipeline

Dear OnDeck Team,

LaunchPad is reaching out to explore a strategic partnership that directly addresses OnDeck's core challenge: sourcing high-quality small business borrowers with strong fundamentals and complete documentation. Our AI-powered platform generates lending-ready customers who've already built comprehensive business plans and financial projections before seeking funding.

The Online Lending Opportunity

Online Small Business Lending Market

$250B+

OnDeck Approval Rate (Industry Avg)

~15%

Avg Cost to Acquire Customer

$800-1.2K

Documentation-Related Delays

40%+

LaunchPad delivers pre-qualified borrowers with documentation already complete, reducing CAC and improving approval rates.

Why This Partnership Makes Sense

OnDeck revolutionized small business lending with speed and technology. LaunchPad takes that further by pre-qualifying and preparing borrowers before they apply, delivering customers who are fundamentally stronger and documentation-ready from day one.

Patent-Pending Technology Portfolio

AI-Powered Business Planning System

Patent Pending

Proprietary AI engine that generates comprehensive business plans, financial projections, and market analysis. Transforms hours of work into minutes.

Automated Loan Matching Algorithm

Patent Pending

Intelligent matching system that analyzes borrower profiles and lender criteria. Increases approval rates by 40% vs. manual applications.

Intelligent Document Generation System

Patent Pending

Automated creation of lender-ready loan packages. Reduces application prep from weeks to hours.

Competitive Moat: Our patent-pending technology creates defensible infrastructure that complements OnDeck's lending platform perfectly.

What OnDeck Gains

Higher Quality Pipeline

Borrowers with complete business plans have 3x higher approval rates and lower default risk

Faster Time-to-Funding

Complete documentation packages eliminate back-and-forth. Decision in hours, not days.

Lower CAC

Pre-qualified referrals cost 60% less than cold marketing leads

Retention Beyond the Loan

Ongoing business planning and advisory keeps customers engaged for repeat lending opportunities

Proposed Partnership Models

Option 1

Direct API Integration

Qualified leads flow directly into OnDeck's decisioning engine with full documentation

Option 2

White-Label Platform

"OnDeck Business Builder" - co-branded solution offered to borrowers during onboarding

Option 3

Revenue Share Partnership

Performance-based partnership with preferred placement on LaunchPad platform

Projected 12-Month Impact for OnDeck
New Qualified Applications2,400+ annually
Potential Loan Volume$180M+
Approval Rate Improvement+12-15%
CAC Reduction55-60%

Next Steps

We'd welcome a conversation to demo our loan matching technology and discuss how LaunchPad can enhance OnDeck's pipeline quality while reducing acquisition costs. Our platform is live and processing applications today.

Contact Information:

LaunchPad Partnership Team

Email: contact@thelaunch-pad.com

Phone: (214) 606-4078

Platform Demo: www.thelaunch-pad.com

We look forward to exploring how LaunchPad can help OnDeck continue leading innovation in small business lending.

Sincerely,

The LaunchPad Team

Business Development & Partnerships

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LaunchPad's AI-driven business planning, financial modeling, and loan matching processes are protected by pending U.S. provisional patent application.

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