Financial Modeler
Financial Modeler
Input your numbers — break-even and scaling charts update instantly.
💰 Revenue Streams
🏢 Fixed Costs (Monthly)
📊 Variable Costs (% of Revenue)
Break-Even Month
Month 16
Break-Even Revenue
$18.7K
monthly revenue needed
Yr 1 Revenue
$250.0K
Yr 1 Net Profit
$7.9K
Yr 1 Margin
3%
End of Period
$1.64M
cumulative cash flow
Where revenue line crosses total cost line — that's your break-even point.
Break-Even Revenue: $18.7K/month
Based on your current cost structure, you need at least $18.7K in monthly revenue to cover all costs. You reach this at Month 16.
- Revenue
- Total Costs
- Fixed Costs
X-axis: % of your Month 1 revenue capacity (0% = zero sales, 100% = current plan, 200% = 2× growth)
Showing first 24 months. Scroll right on mobile.
| Period | Revenue | Fixed Costs | Variable Costs | Net Profit | Margin % | Cumulative CF |
|---|---|---|---|---|---|---|
| Jan | $11K | $11K | $4K | $-4600 | -42% | $-54600 |
| Feb | $12K | $11K | $5K | $-3880 | -32% | $-58480 |
| Mar | $14K | $11K | $5K | $-3079 | -23% | $-61559 |
| Apr | $15K | $11K | $6K | $-2189 | -15% | $-63748 |
| May | $17K | $11K | $7K | $-1198 | -7% | $-64946 |
| Jun | $19K | $11K | $7K | $-96 | -1% | $-65042 |
| Jul | $21K | $11K | $8K | $848 | 4% | $-64194 |
| Aug | $23K | $11K | $9K | $2K | 8% | $-62322 |
| Sep | $25K | $11K | $10K | $3K | 12% | $-59310 |
| Oct | $28K | $11K | $11K | $4K | 15% | $-55028 |
| Nov | $31K | $11K | $13K | $6K | 18% | $-49333 |
| Dec | $35K | $11K | $14K | $7K | 21% | $-42062 |
| Y2-Q1 | $39K | $11K | $15K | $9K | 23% | $-33037 |
| Y2-Q2 | $43K | $11K | $17K | $11K | 25% | $-22057 |
| Y2-Q3 | $48K | $11K | $19K | $13K | 27% | $-8898 |
| Y2-Q4 BEP | $53K | $11K | $21K | $16K | 29% | $7K |
| Y3-Q1 | $59K | $11K | $24K | $18K | 31% | $25K |
| Y3-Q2 | $66K | $11K | $26K | $21K | 32% | $46K |
| Y3-Q3 | $74K | $11K | $29K | $25K | 34% | $71K |
| Y3-Q4 | $82K | $11K | $33K | $28K | 35% | $99K |
| Y4-Q1 | $91K | $11K | $36K | $33K | 36% | $132K |
| Y4-Q2 | $102K | $11K | $41K | $37K | 37% | $169K |
| Y4-Q3 | $113K | $11K | $45K | $43K | 38% | $212K |
| Y4-Q4 | $126K | $11K | $50K | $48K | 38% | $260K |
Break-Even Insight
You reach break-even at Month 16. The faster you can grow revenue while keeping fixed costs stable, the sooner you recoup your $50K investment.
Revenue Growth Tip
Your revenue streams compound at different rates. The highest-growth stream accelerates your path to profitability. Focus sales effort there first before optimizing lower-margin channels.
Cost Structure
Fixed costs are $11.2K/month. Variable costs scale with revenue. A 10% reduction in fixed costs moves your break-even revenue requirement by roughly $1.1K per month.