Charging Order Protection
Charging Order Protection Assessment
Will your LLC actually protect your assets if you're sued personally?
Why this matters
Filing an LLC gives you liability protection against business debts. But if you personally are sued, the protection of your LLC interest depends on your state's charging order rules β and for single-member LLCs, that protection varies dramatically by state. Some states (like Florida) allow a creditor to foreclose on a single-member LLC interest; others (like California) let creditors reach the LLC's assets directly. Wyoming, Delaware, and Nevada offer the strongest protection.
Just me
Single-member LLC
Me + spouse
Spouse-only LLC
Me + others
Multi-member LLC
Active lawsuits, judgments, divorce risk, professional liability, or a profession with high litigation risk.
Real estate, equipment, IP, or other valuable assets β not just a pass-through consulting LLC.