Attorney Checklist
Attorney Review Checklist
Comprehensive legal compliance and security audit for SaaS attorney review
Review Progress
0 of 28 items reviewed
0%
Critical Items Requiring Immediate Attention:
- Loan facilitation compliance review (licensing requirements)
- Data breach response plan implementation
- User agreement acceptance mechanism
- Legal document placeholders (jurisdiction, address)
Legal Documents & Policies
HIGH PRIORITY
Terms of Service Review
Review comprehensive ToS covering subscriptions, user content, AI disclaimers, and liability limitations
Needs Review
Location: /TermsOfService
Review Notes:
- ✓Includes professional advice disclaimers (Section 8.1)
- ✓AI-generated content disclaimers (Section 5.3)
- ✓Subscription billing terms (Section 4)
- ⚠️️ PLACEHOLDER: Arbitration location needs specification (Section 13.3)
- ⚠️️ PLACEHOLDER: Governing law jurisdiction needs specification (Section 13.1)
- ⚠️️ Need actual company address (Section 15)
Privacy Policy Compliance
Review GDPR, CCPA, and general privacy compliance
Needs Review
Location: /PrivacyPolicy
Review Notes:
- ✓Covers all data collection types
- ✓GDPR compliance section included (Section 11)
- ✓CCPA rights detailed (Section 10)
- ✓Children's privacy protection (Section 9)
- ⚠️️ PLACEHOLDER: Company address needs insertion (Section 13)
- ⚠️️ Need actual privacy@launchpad.com setup
- ⚠️️ Data Processing Agreement (DPA) for EU users - not included
User Agreement Flow
Verify users accept terms during signup/checkout
Needs Implementation
Location: Account creation and payment flows
Review Notes:
- ⚠️️ MISSING: Explicit checkbox for ToS acceptance during signup
- ⚠️️ MISSING: Privacy policy acceptance checkbox
- ⚠️️ NEEDS: Logged acceptance timestamps in user records
- ⚠️️ NEEDS: Version tracking for legal document changes
Intellectual Property & Content
HIGH PRIORITY
AI-Generated Content Ownership
Clarify ownership and liability for AI-generated business plans, pitch decks
Needs Review
Location: ToS Section 5.3, AI generation features
Review Notes:
- ✓AI content disclaimers in ToS
- ✓No professional advice representation
- ⚠️️ REVIEW: OpenAI's terms regarding commercial use of generated content
- ⚠️️ REVIEW: User's ability to claim copyright on AI-assisted plans
- ⚠️️ CLARIFY: If user modifies AI content significantly, who owns it?
User Content Licensing
Review scope of license granted to LaunchPad for user content
Needs Review
Location: ToS Section 5.1
Review Notes:
- ✓Limited license for service provision only
- ✓User retains ownership
- ⚠️️ REVIEW: If we train AI models on user data (we currently don't)
- ⚠️️ REVIEW: Rights when users share plans with team members
Trademark & Branding Protection
Protect 'LaunchPad' brand and service marks
Action Required
Location: ToS Section 5.4
Review Notes:
- ⚠️️ NEEDED: Trademark registration for 'LaunchPad'
- ⚠️️ NEEDED: Trademark usage guidelines for affiliates
- ⚠️️ REVIEW: Domain name protections
Financial & Payment Compliance
HIGH PRIORITY
Payment Processing Compliance
Verify Stripe integration and PCI compliance
✓ Implemented
Location: components/payments/StripeCheckout.js
Review Notes:
- ✓Using Stripe Checkout (PCI-compliant)
- ✓No credit card data stored on our servers
- ✓Subscription management through Stripe
- ⚠️️ VERIFY: Stripe account setup complete with business details
- ⚠️️ VERIFY: Tax collection for relevant jurisdictions enabled
Refund & Cancellation Policy
Review refund terms and cancellation procedures
Needs Review
Location: ToS Section 4.4
Review Notes:
- ✓No refunds for partial periods stated
- ✓Cancellation at end of billing period
- ⚠️️ REVIEW: State-specific refund law requirements (CA, EU)
- ⚠️️ CONSIDER: Pro-rated refund policy for special circumstances
- ⚠️️ REVIEW: Failed payment handling (ToS 4.6)
Affiliate Program Compliance
Review affiliate commission structure and tax reporting
Needs Review
Location: Affiliate program, commission tracking
Review Notes:
- ✓Commission tracking system implemented
- ✓Tiered commission structure
- ⚠️️ NEEDED: Affiliate agreement template
- ⚠️️ NEEDED: 1099 tax form generation for U.S. affiliates >$600
- ⚠️️ REVIEW: International affiliate tax compliance
- ⚠️️ REVIEW: FTC disclosure requirements for affiliates
Loan Facilitation Services
Ensure compliance if facilitating loan applications
Critical Review
Location: Loan Pre-Screener, Smart Loan Application
Review Notes:
- ✓We don't originate loans directly
- ✓Clear disclaimers present
- ⚠️️ CRITICAL: Verify we're not acting as 'mortgage broker' (requires license)
- ⚠️️ CRITICAL: RESPA (Real Estate Settlement Procedures Act) if real estate loans
- ⚠️️ CRITICAL: Equal Credit Opportunity Act (ECOA) compliance
- ⚠️️ REVIEW: Referral fee arrangements with lenders
- ⚠️️ REVIEW: State-specific lending referral regulations
- ⚠️️ RECOMMENDED: Add disclaimers that we don't guarantee loan approval
Data Security & Privacy
CRITICAL PRIORITY
Encryption Standards
Verify encryption in transit and at rest
✓ Implemented
Location: Base44 platform infrastructure
Review Notes:
- ✓HTTPS/TLS for data in transit
- ✓Base44 handles encryption at rest
- ✓Secure authentication via Base44
- ⚠️️ VERIFY: Encryption standards meet NIST requirements
- ⚠️️ DOCUMENT: Data security measures for RFPs
Data Retention & Deletion
Review data retention policies and user data deletion
Needs Review
Location: Privacy Policy Section 7, ToS Section 11.3
Review Notes:
- ✓30-day deletion policy stated
- ⚠️️ NEEDS: Automated data deletion process implementation
- ⚠️️ NEEDS: Data export functionality for users (GDPR right)
- ⚠️️ REVIEW: Backup retention vs. deletion requirements
- ⚠️️ REVIEW: Legal hold process for disputes/investigations
Third-Party Data Processors
Review all third-party integrations for data handling
Needs Review
Location: Privacy Policy Section 3
Review Notes:
- ✓Stripe (payments) - PCI compliant
- ✓OpenAI (AI generation) - noted in privacy policy
- ✓Base44 (hosting/infrastructure)
- ⚠️️ NEEDED: Data Processing Agreements (DPAs) with all vendors
- ⚠️️ REVIEW: Sentry (error tracking) - data anonymization
- ⚠️️ REVIEW: Intercom (support) - EU data residency
- ⚠️️ DOCUMENT: Subprocessor list for GDPR
Data Breach Response Plan
Establish incident response procedures
Needs Implementation
Location: N/A - needs creation
Review Notes:
- ⚠️️ CRITICAL: No documented breach response plan
- ⚠️️ NEEDED: Breach notification procedures (GDPR 72hr, state laws)
- ⚠️️ NEEDED: Incident response team designation
- ⚠️️ NEEDED: User communication templates
- ⚠️️ NEEDED: Legal notification triggers and procedures
Access Controls & Authentication
Review user authentication and admin access controls
✓ Implemented
Location: Base44 authentication, RLS policies
Review Notes:
- ✓Row-level security (RLS) for data isolation
- ✓User authentication via Base44
- ✓Admin role separation
- ⚠️️ VERIFY: Multi-factor authentication (MFA) available
- ⚠️️ REVIEW: Admin access logging and monitoring
- ⚠️️ REVIEW: Password strength requirements
Disclaimers & Liability Protection
CRITICAL PRIORITY
Professional Advice Disclaimers
Ensure clear disclaimers for legal, financial, tax advice
✓ Implemented
Location: ToS Section 8.1, throughout app
Review Notes:
- ✓Strong disclaimers in ToS
- ✓'No professional advice' clearly stated
- ✓AI content review recommendations
- ⚠️️ REVIEW: Placement of disclaimers in user flows
- ⚠️️ CONSIDER: More prominent disclaimers on tax/financial tools
- ⚠️️ CONSIDER: Tooltips/warnings when generating sensitive content
Liability Limitations
Review limitation of liability clauses
Needs Review
Location: ToS Section 9
Review Notes:
- ✓Comprehensive liability limitation
- ✓Cap on damages defined
- ✓State law variations noted
- ⚠️️ REVIEW: Enforceability in user's jurisdictions
- ⚠️️ REVIEW: Exclusions may not apply in all states/countries
- ⚠️️ CONSIDER: Cyber liability insurance policy
No Guarantee of Results
Verify disclaimers about business success outcomes
✓ Implemented
Location: ToS Section 8.2
Review Notes:
- ✓No guarantee of funding stated
- ✓No guarantee of business success
- ⚠️️ REVIEW: Marketing materials for unintended promises
- ⚠️️ REVIEW: Testimonials compliance (FTC guidelines)
User-Generated Content
MEDIUM PRIORITY
XSS Protection Implementation
Verify all user input is sanitized
✓ Implemented
Location: components/security/XSSProtection.js, InputSanitizer.js
Review Notes:
- ✓XSS protection utilities implemented
- ✓Input sanitization on forms
- ✓HTML escaping for user content
- ⚠️️ REVIEW: Test all user input fields thoroughly
- ⚠️️ REVIEW: Rich text editors (business plan sections)
- ⚠️️ VERIFY: File upload sanitization and virus scanning
Content Moderation Policy
Review policy for inappropriate user content
Needs Implementation
Location: ToS Section 6 (Acceptable Use)
Review Notes:
- ✓Acceptable use policy in ToS
- ⚠️️ NEEDED: Content moderation procedures
- ⚠️️ NEEDED: Reporting mechanism for inappropriate content
- ⚠️️ NEEDED: Response times and procedures for violations
- ⚠️️ CONSIDER: Automated content filtering for offensive material
DMCA Compliance
Implement DMCA takedown procedures if users can share content
Needs Implementation
Location: N/A - needs creation
Review Notes:
- ⚠️️ NEEDED: DMCA agent registration with Copyright Office
- ⚠️️ NEEDED: DMCA takedown policy and procedures
- ⚠️️ NEEDED: Copyright infringement reporting mechanism
- ⚠️️ NEEDED: Counter-notification process
Business Operations & Structure
HIGH PRIORITY
Company Legal Structure
Verify business entity formation and compliance
Needs Verification
Location: N/A
Review Notes:
- ⚠️️ VERIFY: LLC/Corp formation documents filed
- ⚠️️ VERIFY: Operating agreement or bylaws executed
- ⚠️️ VERIFY: Annual reports current in state of formation
- ⚠️️ VERIFY: Registered agent in good standing
- ⚠️️ VERIFY: Business licenses obtained
- ⚠️️ VERIFY: Sales tax permits (if applicable)
Business Insurance Coverage
Review appropriate insurance policies
Action Required
Location: N/A
Review Notes:
- ⚠️️ RECOMMENDED: E&O (Errors & Omissions) Insurance for professional services
- ⚠️️ RECOMMENDED: Cyber Liability Insurance for data breaches
- ⚠️️ RECOMMENDED: General Liability Insurance
- ⚠️️ RECOMMENDED: Directors & Officers (D&O) Insurance
- ⚠️️ CONSIDER: Business Interruption Insurance
Vendor & Service Contracts
Review key business contracts
Needs Review
Location: N/A
Review Notes:
- ⚠️️ REVIEW: Base44 platform agreement
- ⚠️️ REVIEW: Stripe merchant agreement
- ⚠️️ REVIEW: OpenAI API terms
- ⚠️️ REVIEW: Any advisor/consultant agreements
- ⚠️️ NEEDED: Employee/contractor agreements if applicable
Marketing & Advertising Compliance
MEDIUM PRIORITY
Email Marketing Compliance
CAN-SPAM Act and other email regulations
Needs Review
Location: Notification system, marketing emails
Review Notes:
- ⚠️️ NEEDED: Unsubscribe mechanism in all marketing emails
- ⚠️️ NEEDED: Physical mailing address in email footers
- ⚠️️ NEEDED: Clear identification as advertisement
- ⚠️️ REVIEW: Double opt-in for EU users (GDPR)
- ⚠️️ VERIFY: Transactional vs. marketing email separation
Testimonials & Reviews
FTC guidelines for testimonials and endorsements
Needs Review
Location: Marketing materials, website
Review Notes:
- ⚠️️ REVIEW: Typical results disclaimers on testimonials
- ⚠️️ REVIEW: Disclosure if testimonials are incentivized
- ⚠️️ VERIFY: Testimonials are genuine and authorized
- ⚠️️ REVIEW: Affiliate disclosure requirements
Advertising Claims Substantiation
Ensure all marketing claims are accurate and substantiated
Needs Review
Location: Website, ads, marketing materials
Review Notes:
- ⚠️️ REVIEW: All 'AI-powered' claims are accurate
- ⚠️️ REVIEW: Success rate claims have data backing
- ⚠️️ REVIEW: Competitive comparison claims
- ⚠️️ AVOID: Income or success guarantees
Accessibility Compliance
MEDIUM PRIORITY
ADA/WCAG Compliance
Ensure website accessibility for users with disabilities
Needs Review
Location: Entire application
Review Notes:
- ⚠️️ REVIEW: WCAG 2.1 Level AA compliance
- ⚠️️ REVIEW: Keyboard navigation functionality
- ⚠️️ REVIEW: Screen reader compatibility
- ⚠️️ REVIEW: Color contrast ratios
- ⚠️️ REVIEW: Alt text on images
- ⚠️️ NEEDED: Accessibility statement page
- ⚠️️ CONSIDER: Third-party accessibility audit
Summary & Next Steps
Immediate Actions Required:
- Review loan facilitation services for licensing requirements
- Complete legal document placeholders (jurisdiction, addresses)
- Implement user agreement acceptance checkboxes
- Create data breach response plan
- Register DMCA agent if hosting user-shareable content
Legal Documents to Provide Attorney:
- Company formation documents (Articles of Incorporation/Organization)
- Operating Agreement or Bylaws
- All vendor contracts (Base44, Stripe, OpenAI)
- Insurance policies (if obtained)
- Marketing materials and website content
Questions for Attorney:
- Are we acting as a loan broker and do we need licensing?
- Best jurisdiction for arbitration and governing law?
- Do we need separate agreements for affiliates?
- Insurance coverage recommendations for our specific services?
- DMCA registration necessity given our feature set?
- State-specific compliance requirements beyond CA/EU?